The InvoiceAdept blog.

Practical guides on Making Tax Digital, invoicing, and running a successful trades business, written in plain English, not accountant-speak.

day rateself-employedpricing

How to Calculate Your Day Rate as a Self-Employed Tradesperson

Work out the right day rate for your trade — covering holidays, sick days, overheads, and profit margin. Includes a free calculator.

28 February 20267 min read
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late paymentsgetting paidcash flow

Late payment rights UK tradespeople (2026): Bank Rate + 8% and what to do

Checked 1 September 2026: what UK tradespeople can actually claim on late commercial invoices — statutory interest at Bank of England Bank Rate + 8% (3.75% + 8% = 11.75%), fixed compensation of £40/£70/£100 per invoice, reasonable recovery costs, the six-month reference date rule, and how to escalate to a formal demand or Money Claim Online. GOV.UK and Bank of England sourced; B2B debts only.

26 February 202613 min read
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VATtaxHMRC

VAT Registration for UK Tradespeople: When, Why, and How

Everything UK tradespeople need to know about VAT registration — the threshold, voluntary registration, flat rate scheme, and how to handle VAT on invoices.

23 February 20267 min read
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self-assessmenttaxHMRC

Self-Assessment Tax for UK Tradespeople: What You Need to Know

A plain-English guide to self-assessment tax for UK tradespeople — income tax bands, National Insurance, allowable expenses, and key deadlines.

21 February 20267 min read
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MTDTaxElectricians

Making Tax Digital for Electricians: Your Complete MTD Guide

Electricians working under CIS or as self-employed sole traders face the same MTD for ITSA deadline: April 2026 for earnings over £50,000. This guide explains what digital records you must keep, how quarterly reporting works, and what tools actually make compliance painless.

20 February 20269 min read
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MTDTaxPlumbers

Making Tax Digital for Plumbers: Everything You Need to Know

MTD for Income Tax Self Assessment starts April 2026. If you run a plumbing business as a sole trader or landlord earning over £50,000, you need to be ready. Here is a plain-English guide covering what changes, what you need to do, and how to avoid penalties.

20 February 20267 min read
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CISconstructionsubcontractor

CIS Explained: What Every UK Subcontractor Needs to Know

A clear guide to the Construction Industry Scheme — registration, deduction rates, invoicing, and how to claim back overpaid CIS deductions.

19 February 20267 min read
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